Under the No Surprises Act, you have the right to receive a Good Faith Estimate (GFE) of what your medical services are expected to cost — even if you don’t have insurance or are paying out of pocket. This helps you make informed decisions, plan ahead, and avoid unexpected medical bills.
You Have the Right
You’re entitled to a Good Faith Estimate for non-emergency services, which outlines the anticipated total costs — including appointments, labs, medications, and other fees — before you receive care.
You Can Dispute
If your final bill is $400 or more above your Good Faith Estimate, you have the right to start a formal dispute through the U.S. Department of Health & Human Services.
You must file the dispute within 120 calendar days of getting the bill. A small admin fee applies.
Request an Estimate
You can ask for a written estimate at least 1 business day before your scheduled appointment. Estimates are available to all uninsured or self-pay patients. Just let us know you’d like one — no strings attached.
Save a Copy
Be sure to keep a copy or screenshot of your Good Faith Estimate. You may need it if you decide to dispute a charge or have questions later. For more details or to start a dispute, visit cms.gov/nosurprises or call 800-985-3059.
